1. Information We Collect

We collect the following types of personal and financial information to provide you with financing services:

 

• Personal Information: Name, address, phone number, email address, and date of birth.
• Financial Information: Social security number, income details, credit history, bank account information, and employment status.
• Transaction Information: Loan amounts, payment history, and financing details.
• Technical Information: IP address, device information, browser type, and usage data when you visit our website.

2. How We Use Your Information

We use your information for the following purposes:

• Provide Financing Services: To process loan applications, approve financing, and manage your account.
• Customer Support: To respond to inquiries, resolve issues, and provide assistance.
• Compliance: To meet regulatory and legal requirements, including fraud prevention, identity verification, and credit risk assessment.
• Marketing and Communication: To send promotional materials, offers, and updates related to our services (with your consent).
• Improvement of Services: To analyze user data to improve our offerings and customer experience.

3. How We Share Your Information

We may share your information in the following situations:

• With Service Providers: Third-party service providers who assist with operations such as payment processing, credit checks, and customer support.
• With Business Partners: Partners who help us provide financing products or services (e.g., insurance companies, loan aggregators).
• Legal Requirements: When required by law or to comply with legal processes, such as responding to court orders, subpoenas, or government requests.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

We ensure that any third parties with whom we share your data are obligated to protect your privacy.

 

4. Data Security

We implement a variety of security measures to protect your personal and financial information, including encryption, secure servers, and strict access controls. While we take reasonable steps to safeguard your data, no method of transmission over the internet or electronic storage is 100% secure. Therefore, we cannot guarantee the absolute security of your information.

 

5. Your Rights and Choices

You have the following rights regarding your personal information:

• Access and Correction: You may request access to the personal information we hold about you and request corrections if any of that information is inaccurate.
• Opt-Out: You may opt-out of receiving marketing communications by following the unsubscribe instructions in our emails or contacting us directly.
• Data Deletion: You may request the deletion of your personal information, subject to any legal or contractual obligations that require us to retain certain data.

To exercise your rights, please contact us at info@loremipsumissimply.com.

 

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies on our website to enhance user experience, analyze usage, and provide personalized content. Cookies are small files placed on your device that track your website activity.

You can control cookie settings through your browser. However, disabling cookies may limit certain features of our website and services.

 

7. Children’s Privacy

Our services are not intended for children under the age of 18. We do not knowingly collect or solicit personal information from children. If we learn that we have inadvertently collected information from a child under 18, we will take steps to delete that information as quickly as possible.

 

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Effective Date.” We encourage you to review this policy periodically to stay informed about how we protect your information.

 

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

 

Y&C Truck Capital Address
+1 786-579-0288
info@loremipsumissimply.com