US Premium Finance provides a range of financial services, primarily focusing on premium financing solutions for individuals and businesses. This includes:

• Trucking Insurance: Trucking insurance is designed to provide coverage for the risks associated with operating commercial vehicles.
• Property Coverage: Property Coverage Insurance is a vital component of your trucking insurance portfolio.
• Worker’s Compensation: Worker’s Compensation Insurance is designed to protect both your employees and your business in the event of workplace injuries or illnesses.

For a full list of our services, please visit our Services Page on our website.

Premium financing allows individuals and businesses to:

• Spread Payments: Finance your insurance premiums over time rather than paying the full amount upfront.
• Preserve Cash Flow: Free up cash for other business or personal needs while keeping your insurance coverage active.
• Flexible Terms: Access customized repayment plans that fit your financial situation.

Interest rates for premium financing are determined based on factors such as:

• Loan Amount: The size of the financing requested.
• Term Length: The duration of the financing period.
• Creditworthiness: Your credit history and financial standing.

If you miss a payment, we recommend contacting us as soon as possible to discuss your options. Late payments may incur additional fees, and prolonged non-payment could result in the cancellation of the financing agreement or the policy it supports. We are here to work with you to avoid these situations.

If you wish to cancel your premium finance agreement, please contact our customer service team. Be aware that canceling an agreement may be subject to fees or penalties, and it may affect your insurance policy.